Our Team
The Flawed Status Quo
Across a combined 50+ years in the financial industry, founders Betsy Moszeter and Jason Britton independently came to recognize the fundamental flaws in the prevailing approach to values-driven investment. They experienced how Environmental, Social, and Governance (ESG) data was poorly calculated and utilized, often yielding similarly disappointing results. The problem stemmed from the industry’s reliance on third-party vendor data, typically used as a shallow screen or an add-on to conventional processes. This methodology fails to capture the complete picture of a company’s influence, resulting in portfolios that are both ethically opaque and financially under-optimized. They were each working on deploying solutions to this flawed system that neither truly reflects an investor's values nor adequately addresses the systemic risks and opportunities driving the future economy.
The Harbor Ridge Redefinition: A Converged Mission
Now partnered at last, they established Harbor Ridge Investments to fundamentally redefine this process, merging their decades of experience and complementary expertise. Leveraging the innovative, patented technology and rigorous framework Jason Britton pioneered through Reflection Analytics, and Betsy’s expertise in structuring and scaling client-focused, institutional-quality firms, Harbor Ridge provides institutional-quality investment portfolios where client values are not an afterthought but the central pillar of security selection.
Harbor Ridge is the powerful realization of Jason and Betsy’s converged mission: to deliver transparent, compliant, and conviction-driven investment accounts that achieve meaningful impact and robust financial outcomes in the rapidly evolving global marketplace. Furthermore, as a women-led and majority woman-owned firm, Harbor Ridge embodies the very ethos of forward-thinking impact investing.
Betsy Moszeter, President and Chief Executive Officer
Betsy Moszeter is an esteemed financial services leader, celebrated for her deep expertise in sustainable and impact investing, where she has dedicated her career to building a more resilient and equitable global economy. Her commitment to aligning investment capital with ethical and environmental values has made her a prominent executive and thought leader in the industry for over 25 years.
In a pivotal career move, Betsy was appointed President and CEO of Newday Impact Investing. In this role, she was tasked with spearheading the expansion of Newday’s asset management division and leading the launch of Causeway, a groundbreaking platform for values-aligned investing enabling clients to align their portfolios with their impact intentions at very low minimum account values.
Prior to her role at Newday, Betsy was a foundational figure at Green Alpha Advisors, LLC, where she was a Partner and served in a variety of executive capacities over a decade, including Chief Operating Officer (COO), Chief Distribution Officer, Chief Marketing Officer, Portfolio Manager, and Compliance Officer. She was instrumental in the firm’s growth from $10 million to $900 million in assets under management.
Before joining Green Alpha, Betsy gained extensive experience in traditional and socially responsible asset management. As Senior Vice President (SVP) and a Managing Member of First Affirmative Financial Network, LLC, she was responsible for building the firm’s third-party platform business and institutional account investment capabilities. Earlier in her career, she served as Chief Operating Officer (COO), Chief Compliance Officer (CCO), and Principal at TAMRO Capital Partners, LLC, where she oversaw the firm's significant growth from $200 million to over $2 billion in assets. She began her investment career at Harbor Capital Management as a Senior Portfolio Administrator, where she handled diverse responsibilities from portfolio administration to attribution analysis and trading support.
Beyond her corporate roles, Betsy is committed to education and governance. She served on the Board of Directors for The Alliance Center, a non-profit organization dedicated to solving systemic environmental and social problems. She also holds a position on the Alumni Leadership Board for The Darden School of Business at the University of Virginia, where she actively mentors students and champions engagement. She earned her MBA from The Darden School of Business at the University of Virginia and holds a Bachelor of Science from the University of Oregon's Charles H. Lundquist College of Business. She actively guest lecturers in a variety of courses at both universities as well as the University of Colorado.
Jason Britton, Chief Investment Officer
Jason Britton is a highly accomplished executive, entrepreneur, and a leading intellectual voice in thematic and values-based investing. With over 25 years of experience in financial services, Jason has dedicated his professional life to pioneering strategies that align investment returns with investor values.
He is the visionary Founder and CEO of Reflection Analytics, a cutting-edge technology company whose patented software, Reflect, is reshaping how investors and advisors approach values-oriented investing. Recognizing a critical gap in the market, Jason developed Reflect as the Environment, Social, and Governance (ESG) investment industry's only truly names rule-compliant rating tool designed from the investor’s perspective, rather than the corporation’s. The platform utilizes a unique SEE methodology—focusing on Stakeholders, Environment, and Ethos—to analyze over 250 data points across 18 sub-themes, covering an impressive 98% of the global market capitalization. This innovation provides unparalleled transparency, due diligence, and compliance capabilities for asset managers and institutions globally. Jason holds five patents/trademarks for his groundbreaking work in the field of thematic investing and product engineering.
As President and Chief Investment Officer (CIO) of Reflection Asset Management, an SEC-Registered Investment Advisory firm, Jason oversees an entity managing more than $5 billion in AUA. The firm specializes in delivering customized, values-aligned investment strategies across asset classes, utilizing a proprietary process that he developed during his tenure at the Yale School of Management and subsequently honed at top global financial institutions. Harbor Ridge Investments is a subsidiary of Reflection Asset Management.
Jason held a significant institutional role as a Managing Director at U.S. Trust, Bank of America Merrill Lynch. There, he served as the Head Portfolio Manager for Thematic Investments and was the architect and creator of the firm’s proprietary Socially Innovative Investing suite of strategies. He was instrumental in this space, acting as a Product Engineer on portfolios totaling over $3 billion in Assets Under Management (AUM) and $10 billion in AUA, while also co-chairing the firm’s Impact Investing Committee. Prior to this, his experience included working at Barclays/Lehman Brothers, where he was a Portfolio Manager and the Head of the Community Investment Team. He started his career in equity research at Keefe, Bruyette & Woods.
A dedicated educator and thought leader, Jason is an Adjunct Professor of Finance/Impact Investing at the College of Charleston School of Business. He is a published author and a frequent guest lecturer at elite institutions, including Yale University (his alma mater), Harvard University, the MIT Sloan School of Management, the Wharton School, Chicago Booth, and UCLA. He earned his MBA in Investment Management from the Yale School of Management and holds a Bachelor of Science in Business Administration (BSBA) from Georgetown University McDonough School of Business.
Matthew Swendiman, General Counsel
CEO at Key Bridge Compliance; Co-Founder and Chairman of F/m Acceleration; Chief Legal Officer at Fifth Third Funds; CFA Charterholder; JD from Moritz College of Law at The Ohio State University
Dennis Mason, Chief Compliance Officer
Senior Compliance Officer at Key Bridge Compliance; Fund Compliance Officer at Apex Fund Services; Investment Adviser Certified Compliance Professional (IACCP ®); BA from University of Southern Maine
Donald O’Hara, Trading
CEO and CCO at PennHaven Trading Services; MBA from Villanova University; BS in Economics from Penn State University
Daniel Lilly, Trading
Managing Director and Head of Trading at PennHaven Trading Services; BA in Business Administration from Wittenberg University
MaryBeth McLallen, Operations
Vice President of Operations at PennHaven Trading Services; BS in Management Information Systems from Cabrini University
Anna Skarbecka, Operations
Operations & Compliance Specialist at PennHaven Trading Services; BS in Finance from West Chester University of Pennsylvania